It’s easy to spot people who are 5x more confident about their retirement.1
Help your employees be more confident about their
LARGE FUND COMPANY
future with know-how from TIAA-CREF.
Make the most of our retirement know-how to get your employees to and
through retirement. On average, employees in our plans may hypothetically
have $200,000 more in retirement savings at the end of their careers.2 So
you can feel just as con;dent about meeting your retirement readiness goals.
See how to put our know-how to work for you and your
employees at www.tiaa-cref.org/5times.
Retirement | Advice | Investments | Life Insurance | Education Savings
Lipper Award is based on risk-adjusted performance.
1As compared to the average American worker. TIAA-CREF participant survey (n=2,376), advice = April through September 2011 and 2011 Retirement Con;dence Survey Results by EBRI (Mar ’11). 2Based
on TIAA-CREF proprietary research, 2010–2012. In 2010, the average annual contribution of premium-paying participants who took advantage of our Advice offering was $11,900 prior to the session and
$13,700 after the session, representing an increase of 15%. Hypothetically, over a 30-year period, the additional accumulation at retirement will be $204,388. This assumes end-of-month contributions,
6% annual rate of return and 3% annual premium increase rate. 3In calculating the awards, Lipper considered funds registered for sale in the United States with at least 36 months of performance as of the
end of the calendar year of the respective evaluation year. Fund groups with at least ;ve equity, ;ve bond or three mixed-asset portfolios were eligible for an overall group award. The award is given to the
group with the lowest average decile ranking of three years’ Consistent Return measure of the eligible funds over the three-year period ended 12/31/12. TIAA-CREF was ranked against 36 fund companies.
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service
or activity and may lose value. TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. ©2013 Teachers Insurance
and Annuity Association-College Retirement Equities Fund (TIAA-CREF), 730 Third Avenue, New York, NY 10017. C10067
TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature, or visit tiaa-cref.org for details. Past performance does not guarantee future results.
Consider the investment objectives, risks, charges and expenses carefully before investing. Call 877 518-9161 or visit tiaa-cref.org for
product and fund prospectuses that contain this and other information. Read carefully before investing.